Commute Cost Calculator

Nobody puts the commute on the offer letter. This is the full price: the money, the wear, and the hours.

Wear & depreciation โ‰ˆ 11ยข/mile (AAA's non-fuel operating cost) is included by default, car value drops whether the miles are for fun or for work.

โ€”Commute cost per year (gas + wear + tolls/parking)
โ€”Per workday driven
โ€”Hours per year in the car
โ€”Value of your commute time (at your hourly rate)
โ€”True yearly cost (money + time)
โ€”The hourly pay cut it creates
How the math works
  • Miles/yr = one-way ร— 2 ร— days ร— 47 working weeks.
  • Money = miles รท MPG ร— gas price + miles ร— $0.11 wear/depreciation + (tolls+parking) ร— 47.
  • Time = miles รท speed ร— 2... (round trip), summed over the year.
  • Pay-cut row = your hourly rate ร— commute hours รท work hours, the silent discount a long commute puts on your salary.

EV driver? Set gas price to your $/kWh equivalent at home charging (โ‰ˆ $0.13/mile ร— MPG-equivalent) and gas at the pump for road trips. Hybrids: split your MPG honestly.

Educational estimate, not financial advice. Wear rates vary by vehicle (AAA 2025: ~11ยข/mile excluding fuel); insurance, taxes, and financing are fixed costs you pay commuting or not.

How much does a 30-mile round trip commute cost per year?

At 28 MPG, $3.60 gas, and 11ยข/mile wear: about $3,100/yr in direct money, plus ~100 hours in the car. Counted at $40/h, the honest total is closer to $7,100.

Is commute time really worth money?

It's the part of your life the job takes without paying for it. Commuters consistently rank commute time as the most hated hour of their day, pricing it is how you compare a remote job, a move, or a pay cut near home.

Does remote work really save the commute?

Two days remote halves the money and the hours. The row "per workday driven" times your saved days = your annual raise from working from home.

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